Fixed Rate Warning
You may have to pay charges if you pay off a fixed rate loan early.
Variable Rate Warning
The cost of your monthly repayments may increase - If you do not keep up your repayments you may lose your home.
Consolidated Debt Warning
This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.
Interest Only Warning
The entire amount that you have borrowed will still be outstanding at the end of the interest only period
There is no guarantee that the proceeds of the insurance policy will be sufficient to repay the loan in full when it becomes due for repayment.
In the event of early surrender of the life insurance policy, in respect of an endowment mortgage, the possibility exists that the insurance proceeds could be less than you have paid in premia and other charges